WHAT: Normally I wouldn’t recommend this card due to the $120 annual fee. However, If you apply before June 28th, they will waive the $120 fee once (and if) you spend $500 within 3 months. You will also get the 15,000 Aeroplan Miles after your first purchase!
KNOW: The fee will likely show up on your first statement. You will be reimbursed once you reach $500 in spending within 3 months. Great chance to get 15,000 Aeroplan Miles with little effort. Cancel the card later if you don’t need it.
NOTE: Not every deal will work for everyone. If it’s not a match, just delete it and wait for the next. Point accumulation works but it takes some time.